{"id":1124,"date":"2024-10-05T11:48:10","date_gmt":"2024-10-05T11:48:10","guid":{"rendered":"https:\/\/srv86943.seohost.com.pl\/?page_id=1124"},"modified":"2024-11-27T08:59:59","modified_gmt":"2024-11-27T07:59:59","slug":"upadlosc-konsumencka","status":"publish","type":"page","link":"https:\/\/wynimko.pl\/ru\/\u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u043e\u0435-\u0431\u0430\u043d\u043a\u0440\u043e\u0442\u0441\u0442\u0432\u043e\/","title":{"rendered":"\u0411\u0430\u043d\u043a\u0440\u043e\u0442\u0441\u0442\u0432\u043e \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439"},"content":{"rendered":"<section class=\"mt-24 lg:mt-32 wp-block-wynimkopartnerzy-section-breadcrumbs\">\n    <div class=\"breadcrumbs-gradient lg:mr-1 lg:rounded-r-full\">\n        <div class=\"gap-2 grid grid-rows-2 max-w-screen-xl mx-auto pr-1 lg:bg-white lg:flex lg:flex-row lg:gap-0 lg:min-h-24 lg:pr-0 lg:rounded-r-full\">\n            <div class=\"bg-primary_yellow flex items-center min-h-16 min-h-[60px] px-5 py-2 rounded-r-full lg:min-h-none lg:py-3 lg:rounded-r-full lg:w-5\/12\">\n                <h1 class=\"font-Inter font-semibold leading-5 max-w-screen-xl text-dark_navy text-lg lg:leading-9 lg:pr-8 lg:text-[32px]\">Upad\u0142o\u015b\u0107 konsumencka<\/h1>\n            <\/div>\n            <div class=\"min-h-[60px] overflow-hidden rounded-r-full lg:min-h-none lg:w-7\/12\">\n                <nav class=\"bg-white flex h-full items-center px-5 py-2 lg:rounded-r-full\"> \n                                                                <p class=\"font-Inter font-medium leading-5 text-[10px] sm:text-sm\"><a href=\"https:\/\/wynimko.pl\/ru\" class=\"text-light_navy\">Wynimko&amp;Partnerzy<\/a><a href=\"\" class=\"text-primary_yellow\">Home<\/a><\/p>\n                     \n                <\/nav>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"max-w-[2560px] mt-6 mx-auto lg:px-5 wp-block-wynimkopartnerzy-offers-section\"> \n    <div class=\"bg-white rounded-[30px]\"> \n        <div class=\"max-w-screen-xl mx-auto pb-4 pt-7 px-5\"> \n            <div class=\"flex flex-col pb-20 lg:flex-row lg:gap-14 lg:pt-10\"> \n                <div class=\"w-full lg:max-w-[300px] lg:min-w-[300px] xl:max-w-[391px] xl:min-w-[391px]\"> \n                    <div class=\"categories-sticky-menu duration-500 ease-in-out h-auto lg:sticky lg:top-32 transition-all\"> \n                                                                         \n                        <div class=\"flex flex-col gap-10 max-w-xl mx-auto pt-6\"> \n                            <div class=\"bg-primary_yellow mx-auto pb-5 pt-10 px-5 rounded-[30px]\"> \n                                <p class=\"font-Inter font-normal text-base text-center text-dark_navy\">Jeste\u015b zainteresowany t\u0105 us\u0142ug\u0105?<\/p> \n                                <h3 class=\"font-Inter font-bold pb-10 pt-2 text-2xl text-center text-dark_navy\">Opowiedz nam o swoich potrzebach wype\u0142niaj\u0105c formularz kontaktowy<\/h3><a class=\"bg-dark_navy cursor-pointer flex gap-3 group items-center justify-between overflow-hidden pl-6 pr-3 py-3 relative rounded-full md:pr-12\" href=\"#sekcja-kontaktowa\"> <p class=\"duration-500 font-Inter font-semibold text-base text-white md:group-hover:translate-x-7\">Przejd\u017a do formularza<\/p><div class=\"duration-500 md:absolute md:flex md:group-hover:-translate-x-full md:h-full md:inset-0 md:items-center md:justify-end md:px-3 md:w-full\"> \n                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"duration-300 md:group-hover:translate-x-12\">\n                                            <circle cx=\"12\" cy=\"12\" r=\"12\" fill=\"white\"\/>\n                                            <path d=\"M11 9L14 12L11 15\" stroke=\"#0E1B2E\" stroke-width=\"1.5\" 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TrfiHjSFsp6qsJGS6CP8d+J7GhvAB8YU8Kti6SIhOA4S1jahOcl+YzkHCztobdl+Pc2MbdO3+R0QY84kDBFVIvjs9ZzvGxS9CgGioxyQ3UTRU4E+iLwSIZfOx23ZnmHydbhsbGSCov9Koow+ePn1yqqy\/399EVaXkYP4QE+fp7aErs+BQVRrl+1tPy+F0p0bVgoiE2BgAEcplUlXGMR5iPwqb4GjsV1UlSOhcoNuakignrUU9b96v4yRM3MYKW8Oo4oIwRykACECXfordtj\/LPEi3jcZ64yo2XpQQwgtEqltacHndSNCb0uXDNZIZTCMXjnWV2g\/8TQBP2GAevUfG719oqCr9+Y+4HipGhv8pIsdEr9\/YAWH3hkmNjJeQ6Pd1HRTMeCMo+L6MSzAAx2BhdqgqwwCM05Ah7RF0aefbU2mchBshJuoYmKiwhFiyCHvt0M0q04x6nJHIA4h8uUzdDAimb9NNSZUm1kNn4wH0zjBgVVRXQ1VlPSOj0FQtxooIA1GhYdM96GlhHCKfhKAKR+M26A3z3a60BRiYM9F2Vc0G5kSEenx0PWb80qvF9HautyTmGn+Oy0XEMClVPZCgzpfc50bOKTGpDpLImQrvR84pQei1ot3Fzoxcj+2ImAVAMIyMUxPjQMHUjRsE4UZhbalMqxZh761PxYttca\/O\/H3GJJyZkIjnymbmbqCAYESXHqOHot6SCFdjpPddEaEhWNRQ1XMZiLPEl9MeyLpw2QyOUePrg+kS\/gLWw8O8qn8EUi4IILpjSXh07xo\/v6pSd2fQ73dx4FZV3sf1KLV4X1MMICjZOAf3w1eBmPVAbYUxJ3L8UL6CDehRvaexTdWQkXYzVJXqKN3anMPmYBtnxm8K5XxFn4txiOtFwz1WfUAw4hst4eRvK5Zj321PQo5fuKiv10EXNU7CmdiIANFBrx07jZuoRz++BF2tnbnepjw3JcR14nGB7CgECF60cgUO2HpsfGCuqzarcQrOhJNHQuSrmOtGG6Kz9sXWSjB1fExcfKGz1t1U56XblXpWqOGwAYTNVI0r8l+1AgdvNTacutHVGzSjHmclPL0xgGQvIzdvCemmCQgm2H2xUOZrV3+bjXk95jKZXKIcCVHh1RXE5XivXoHDthyLghG\/zt6UvIDwe9TGlZBumoD4mhvx\/bQrK+k6+9t25\/xsQvxzdUwueVhlKgCINatxxPAxyKkV7soXmVmPszROQmxmgOjKPd8c1pJZU3CV45hOB0UDomk1jho2xvjLu200TMLZImDhfVhl2kgAYVM6+OysXPNrregdaS0Une62Dd9MFpYPJ+PKFYrxOf1X\/Wq3mLK45lX41tATTD5Ot42GyThbdOMEhKqyDoAVX4whsHyTEVjuNMHBYBLdlUxuezjORdptm74ZLCyfTMXPls7FT\/2zGvjO+co\/\/f1oacKIutEmOthtY1Y9znGAW+IkBPtJxbay3EBsCFua+X+2dJSp4EzjIBgIEPrw6eenXcdA2BkiwiS+Th22zHRbN9LNFJPNdkjDJFzhepImhDQP\/1CTYTFnRXht5Y+rG2U4XLeNhnqcIxs\/IBiwYsJZXA7OYW6dNe00XvP1ziZUVWXA60gROaTbPuoGsDDjEJe6vcBC+T1GQgRP+YnUN7c2Y\/SQUSi6cLsz3jMfIPzOfTkSgt0+mnDxkFGmCKZbR0BCMPLL1IbYXkuqyixPNu+6yU1TYBlkpwxV06GDqRbshmHKTjfXwTiEX3WU3QPTRLhAwX9LC06qG4k2MzE7c1MbJuMy0fBZD\/5zU2UyKmC0L1MzzqgdFVNl144H1YWvDknD2aEsLU0oQ6+0k6kAkmYlEZQlE\/KBDNotp8ItLIFNNwuqTG0BgvUerF57QkSYBWuGrROgBGG+jk\/MzH8K5QzZli1UyVoBPM\/ySVt+yuIjdtlgnQLLUdkehloC+0Qxgc4\/jYlzv2iLmtgxgynpfGamW7OVDf+fKehU95ih+lRcd5HAc7MmhGnanJ+dRvhMzMMKDcswdnTzlt5x4ytv2ZY5bIzAfWOjAXbfYIFUtJqSdhjtL\/6dFMCUEBYYsUXO7EKBS5sWsh1PIT1REiY9du3wc4LiIr5urWemCddUjwq7attBUx1yab5uIUxbj0s54aJOBkcPPsZ0aFjnoZ+9tLWTTDJHpg6Kn6rIXFFlszECsMJJ6Gvl1XsWTGtph4SgWsqaYrZdYSG9n0dEJsbaCmZ8MvWZxTF8hnHBgn9VU8pJcLKqjjk+zBBmWSbByCS4QTafiImHJOz3bH2BfyAN52Sy339VldVrzHBmcwLWTNNVTwI3DQgssFgqOjqq3rnJgHxGNoRg1RrXZaIh\/5sBYdosp0SaKPiFP6zVYXktmx6w8o1JfQQuu3kw7ypaQ00wMGP4K5zXtb12VVUWFbEYieUKbMsTW1Nty3irZc6dOGBpE56O67HE8+bMkVTR9pGt+GvVCByxzlS1njfyEMfGKZguit1COLZnTwwaktukjO\/Q2oJ960atfw6WznvlaCehj0FxZ7Jmj1AVVzGvVgwgVJUEQ4490P24x9CwdlvLsGCeBMXCoWyfVZu+QWIxfZd8ThgABIFD4iJn\/bGb8xQ6VVZVWVNPF\/ZjcenjFoh+4wCCiQyUTcrIrX2p5ddksxSWNo+fCMjnZ7kxE\/JYL55VD1WVTcUIiD8FG7W5LmlKKaZ7U0LyWZnW3qZjwW0hStAz6ZRrsuZkmnUWEMgsFDou2M8p8Oz07NFe+67MmoTtMwm8EdtCpjr3WCo6BzNpzM98jJ2HnI9sk6liCKGjrplzB3ZY3ow32PkyOCdbafKwFPaIjTY6cxQrW1LYcdhxxs253kMXTLvagVyWUD1bavYsWC8eXSwAiDXWhsi2hLHER1WIKikBcLOIsOUMpQPXoboSlujeb36jArZ8MU4SCwhWi5GlPWyLjqg+hUY7AcEOGz93YyVMGckOq9aQ8KiCHSwipiuLm57ud\/PI1+2D3J9dNdhTiTYT7\/EBQcnGhmc57xvzDlTDqAZSJfueiLA0OgpWAos17tH3Z68qlvSOEZ7tvHoV3oSaLmdrX9AewMiu3bFd9BZhdNUp3WNYN9yIC6TM6JKRF\/Na3uQcwsKrHMwcOA+75uviEZ2r0P\/rvDd7I9n0ecdJPApodUISX5fq3ckZixoWEFRlKJhJENTlqfOSU5GLU+RTFWFR0W9tZw6qMX+yXThyunAHCoWedNOiqTb4gGAaOef+Tj7CaicgODWbM+ek\/7v2CR0ttE\/OFpHbVZVEym6EpC2qKzllx6rKlG02Xcg6DgKAYI+qnYs8LsAvwGJKOgk8CFZKJ0oidikMtQOy+0TpcwfVTaMpvX0zHm5NU\/cLThJoRRnRp0yL\/FY8MWSEKXfs0jF1KpI7zjNikdwz8MCAJIF8MQhVPDjoaKNrr9dIL5g2TlT2BvRdCPpD5QcqmJl0KveT2l1C\/UzzLWQBQT2apaK0B9gxw9fbWc9AXfz9YMQ6YFj+lfUF1jNEI5OqAG2BfW09wAsud6Yh7QOCwOM67FtET1LOaCcgWPRDV3FcJw0SNgmcrXNutu\/pSygChXUOtoW1eQxKSDoH2D3jzyLCWpCghAg5EwrsJxstkKi5b+w8yGcMk4dmGxIw2Ml+UGZYxwBtFko1x5D6h7fjvBXNmBJ3QCLtCJ7SE5US7CW2ZgX223Js2+1o1osCIze\/PwWjVzt4OGrzBA9pjzY55hSpNE6vPTa+sVmxz5eeP\/3EJHRnLOw9XnbayageumDaOAdsM+nUJ6v3CpXitgEI6uKMMdDtasohixmu2kQux5aXNCwpRQgsEh0be7FE9SURofcnCAh6n1jxlkPE9rr22BBUOQkI0+4yONwIvN9Fjz1ibwk0EqMhywo5XxIGb2OSBGujaQSb7OWAhCDX5uEzeYeN+tN+4r4cUKAakZ4mSit2JuFZF6aPrqrSTmkQEdpmXg7NrEnYKSN4LXrcLYmM7ezjTvQ0B5U04\/nqrXGg7BbfTKyYD9yea2Zfi76pHnQDGjdh5GN4h7LwPIkc8CqaKtbgy\/3GGO\/KOo\/M\/Om3JypbLpEB+4TaqqQXTL9HgFMS6oyUmr1Y31xwFGNUx01gDzBhmSTVoHOC3hxVZW8tRu7pJiVYgoAgELbPp3q0U0JQjSEgTPlmG4CgY4ASiiobVZ+cYwHyvKdvQ9zipq6w52zssPlglAx0ycZ2AIk8n99yycxrwcSSWzotaK+s7b7dUI8XxPMzrx2F3K\/c8AxQXocr+u9hfNedPmZMQX3CMdwx8iHyq3c8hkhX4qlBY4xoXq+RmT\/tumTNntkGzf5kOv\/lGkcSs6HIJFT2kNrdC57Hti6AsB4U+vr9HrAhULpeKd84ZQtLpoSvNyBUlZ5E1lpcH+D27QEE1UC6O+nWHeH2WopN91FVeoXoxmXjs5aAhLiV3csLAMKvA2eiKY3igicOqSoZKW09qmqUGFTvhgaDnlnNo\/F2nIdmTIkepEvPDY+6YtPiHOOaJ4amkUkvx5gh40x\/nE4bc67DOUt64pZEzCuH+sJGz+ERoGk5xg0bC57qs14js2D6xMTg3en1CPcy\/fTVLTXp3KU02IB\/S\/WHh4uMpt4eO9YRELR\/+A6Piwh15uxQVRrRdEGzSL+fiNBF2h5A0KdPTpnV4+39JFLOd8m6AMLOwVpvlriydprr5AxV5SlL5NLGGC4GEKrqH0pDgLJVf8hTV2DvfcbBjAUG\/yhZsqcjZQHx5q2olhRedztZBI5J8Rx2rELLdwiJPXNudWoJxtSO65yU8Ld\/g5OaF+KeZMJEZUODYDCHu8Q0VTOHs2TwQdMSfGWbU0yi3HoNXfDyVXDwqtTuFfKJZxa8cnUC6RcclG0L6BQ4GJ+s3YO9WjsSEL7hSB2ehqPx56sqc4\/oliUxMRZAX7tRKQNxiLZUJhrnfpcMxjEWWiOepansFP7cegCCATUWk1GNM8Z2BMzs7EG3KpuQmah1W4BQVToR6Fihe\/pAEWFvqqKGbQHKe2m7ZAOe\/s0h2\/SdG3FNcxkuaa\/ByskcRUtqDS6oG1O4h2tRTx24aNZk\/FgFv1Qn9xB4c5kCVXXeEVw5Eoxnzs3DZQNPMxxqvYfOmVbllCeuhmbeTkBfQjLZw3H0CLeNz\/Jk9Z5mDWfBtMcVcmTC0aOkds\/YmpGIhKA+HupsHveglkCnuiKfnhiqSwza0a1J4\/ZCm+LAvKerY4zqgoCwRMjkPnYjp53F1HNKGXqsTK1MIFJdjMoUInyrEtGTxK4j7JTBeAOfm4E0gveXwcCb247Hj1Tf5nbaC\/Udts\/it6MhUyCYuA9BsiXjZIyMHT9CQUh7v98CNNuKPxYQc67FsCW98EpCTQ\/Q0DBqSeSsh9AF9kCT1lbci+W4eMip6xe0mz0ZdWlGZdWkQscOHsHVfyDQrypenUul8aEzH7vXnWX07g4Z+smLPTMVyUMFuh1UMglJTJea3bN9bnXB9NoMcFgS+p7kSeGwDbToJqVaxUBbTpuWPKBgKgUDS+zBxB0nR33GPzbK9nalHchWMmwDSe7MdegR4xkVBY+XspFj2g30xDzrB8osEbGFDbk8n5XPnJMCYY8OphuYjZxzPGduv1pydD4\/60H47gQfc7BC38deR6C8HXUV295V7FToF1bxWaOD3J\/ua7qo456TBwQxVrJ79MacjI2GSeQ25rCLCCK8TzCQbtg4bhyAmNOKORkHNzQlcf82x7ZPVZlxC7aQtGlkfKGoCffHjuzZ10xWMF8scpkA6VacUzMi0oigQ2BRmmRj3gHb8Izu6ZD6xnfKAcQ79ahsFjwrCuOpCA7695lFSlBU9ihwDpyd1cngM1E8mmrBk46DhqVJzN9ptOFW2cHzJHQwapIZfC4jOFIUNLDoU847CAaqSFW1Xr1GXNwh7eCZ6tdxsEwwh4qURmkHPL6pyngNnRO0PXI0h9hzE9+oxx4JwbOJyBFZ3oReajh9\/ibxr0hycxSr1cEnCixMt2Dx0gVYo8BgYQNgNekKcaIv5zNSTerZCxhQA5Ql48HgKFZpK\/atHmlcbKVR2oHsDrjqqqmHEZEc93mshPDvnD0JF6QlN1\/IBwU5c\/\/B8YGwvPsvXifAdCuwgL6S9pzrtf95AAAC80lEQVRTr94RXb37eesyqh4nGZwEUD4X5ww4s6QqlXDQ\/h0odLIuI9g3pxM4N9b3T3cs2foWXoYpXbPFSAsT4W4FFnrH8hY1qCLxZFKuw5iID8q4mzOCW6qPNCdqlkZpB9q9AwUBQf2+fAAeaU3gyHwXklgrenrESlWGKGnrjOliAcG5KQkqe3vzM96Qb24LtD9Wb4HRsj8KHqzX7l0q3bDZ7EBBQHAXFtej31zBI6I4KN\/FhkjF8z7xFFHaFpQYlABGCAQkQUEJYU8f5eVUyQi0Pv29eQtJBROAa8FfEhmMqR5t3G2lUdqBddqBNgHBWRfcjD7LW\/HrpiSOCfZviq5IYJA4yyqBnn08js5mBeYgdruSIV7aEB+ttQHMT+JdV1bh3dejj9dflte3pYq1tuDhtINTeH71Ou1C6abSDtgdKAoQhjtPRXLWQlyrmfBZEnE76Z8zTS5Pj1SSoOC\/k94\/lABUm0js\/Ie\/EQgGPGW2Bb9\/VnUbn6p1Da6tHc1Dyou1SErfvrQD+XegaED4U7xVjxEZrz43nPOUZw3jCfJVJ+u2ragAangQbU6OSLznKM\/Ui9GCc6tGgukMpVHagQ7ZgXYDgqs2TESNJEx\/Ix5oV0iLynlIvysgTziNa7VfzFupg0fLBBcOOBo5pZTF3F+6prQD+XZgnQDhT\/ZmPetkTV\/Yw6F5ku8iK68XIBTTkMAVVUd2byv+EjltujuwXoDwt6XhJuyHBC4SyTatyrtj7QIEn85BxlH8WxKYUtUHj5dcqpsuMW4Ib9YhgPBfpLEeO6qYxlosWNkl2trGGOdsk1nhHQpvVCYa1nYC30XrAM2qmKVpPAEHj9SMxIwNYbNKz7Dp70CHAsLfLjYSmz0RW0kSu6UAdnzbEYItRTHIUfQrr4AQEByOg2Z18Jkq5qqDRieDNzLAK8MT+FBGmxTh0ijtQJftQKcAIu7pdQIS7w5EnzXl6JEog1TbxO7WFqTenYUV+08oRZe77KuXFsq7A\/8POwSpEfviY50AAAAASUVORK5CYII=\"\/> \n    <\/defs>     \n<\/svg>  <p class=\"font-Inter font-medium text-base text-dark_navy\">Upad\u0142o\u015b\u0107 konsumencka<\/p>  <\/div>  <div class=\"pb-10 lg:pb-24\">  <h2 class=\"font-Inter font-semibold py-6 text-dark_navy text-lg uppercase lg:text-2xl\">Pomoc prawna w upad\u0142o\u015bci konsumenckiej<\/h2>  <div>\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Kancelaria Wynimko z Bia\u0142egostoku zajmuje si\u0119 udzielaniem profesjonalnej pomocy przedsi\u0119biorcom, kt\u00f3rzy borykaj\u0105 si\u0119 z problemami finansowymi. Oferta dotyczy mi\u0119dzy innymi doradztwa prawnego w przypadku zamiaru og\u0142oszenia upad\u0142o\u015bci konsumenckiej (bankructwa). Jej celem jest odd\u0142u\u017cenie osoby, kt\u00f3rej sytuacja finansowa sta\u0142a si\u0119 trudna, lecz nie wynika\u0142o to z umy\u015blnego post\u0119powania. W\u00f3wczas przede wszystkim sprawdzamy, czy Klient spe\u0142nia warunki niezb\u0119dne do odd\u0142u\u017cenia si\u0119 przed s\u0105dem.<\/p> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-heading py-5\"> <h3 class=\"font-Inter font-normal text-dark_navy text-xl uppercase lg:text-2xl\">Czym dok\u0142adnie jest upad\u0142o\u015b\u0107 konsumencka?<\/h3> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Upad\u0142o\u015b\u0107 konsumencka to w\u0142a\u015bciwie procedura s\u0105dowa, kt\u00f3ra umo\u017cliwia wyj\u015bcie z d\u0142ug\u00f3w. Mo\u017ce ona dotyczy\u0107 osoby, kt\u00f3ra nie prowadzi obecnie dzia\u0142alno\u015bci gospodarczej, lecz prowadzi\u0142a j\u0105 wcze\u015bniej, przed z\u0142o\u017ceniem wniosku. Jest to wa\u017cny element ca\u0142ego procesu, gdy\u017c pozwala on na udzielenie pomocy r\u00f3wnie\u017c wnioskodawcom, w przypadku kt\u00f3rych nieprzynosz\u0105cy zysk\u00f3w biznes doprowadzi\u0142 do powa\u017cnych problem\u00f3w finansowych. W\u00f3wczas przedsi\u0119biorca musi zamkn\u0105\u0107 firm\u0119 i wtedy mo\u017ce si\u0119 odd\u0142u\u017cy\u0107 w opisywany spos\u00f3b.<br><br>Procedura ma charakter procesowy, czyli toczy si\u0119 przed s\u0105dem, zatem Klienta powinien reprezentowa\u0107 adwokat znaj\u0105cy histori\u0119 danej firmy i maj\u0105cy do\u015bwiadczenie w prowadzeniu podobnych spraw.\u00a0<a href=\"https:\/\/wynimko.pl\/\">Kancelaria Wynimko<\/a>\u00a0w Bia\u0142ymstoku zapewnia profesjonaln\u0105 pomoc w tym zakresie \u2013 zach\u0119camy do konsultacji z naszymi prawnikami.<\/p> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-img py-5\"> <img decoding=\"async\" width=\"1000\" height=\"751\" src=\"https:\/\/wynimko.pl\/wp-content\/uploads\/2024\/10\/upadek-konsumencki.webp\" class=\"max-h-[500px] object-contain w-full wp-image-1125\" srcset=\"https:\/\/wynimko.pl\/wp-content\/uploads\/2024\/10\/upadek-konsumencki.webp 1000w, https:\/\/wynimko.pl\/wp-content\/uploads\/2024\/10\/upadek-konsumencki-300x225.webp 300w, https:\/\/wynimko.pl\/wp-content\/uploads\/2024\/10\/upadek-konsumencki-768x577.webp 768w, https:\/\/wynimko.pl\/wp-content\/uploads\/2024\/10\/upadek-konsumencki-16x12.webp 16w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-heading py-5\"> <h3 class=\"font-Inter font-normal text-dark_navy text-xl uppercase lg:text-2xl\">Cel odd\u0142u\u017cenia<\/h3> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Nale\u017cy podkre\u015bli\u0107, \u017ce upad\u0142o\u015b\u0107 konsumencka nie oznacza zwolnienia z obowi\u0105zku sp\u0142aty zad\u0142u\u017ce\u0144. Natomiast jej celem jest przerwanie niekorzystnej dla wnioskodawcy spirali d\u0142ug\u00f3w \u2013 gdy zaci\u0105ga on kolejne d\u0142ugi, aby sp\u0142aci\u0107 poprzednie zobowi\u0105zania. Wspomniana procedura wi\u0105\u017ce si\u0119 jednak z takimi formami wsparcia, jak:<br><\/p> <\/div>\n\n\n\n<ul class=\"wp-block-wynimkopartnerzy-services-list list-disc list-inside ml-3\">\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">pomoc s\u0105dowa w ugodowej sp\u0142acie d\u0142ug\u00f3w,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">ustalenie dogodnego terminu sp\u0142aty wierzycieli,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">w wyj\u0105tkowych sytuacjach umorzenie zobowi\u0105zania, co ma miejsce na przyk\u0142ad po kilkuletnim sp\u0142acaniu d\u0142ug\u00f3w \u2013 wtedy odst\u0119puje si\u0119 od konieczno\u015bci sp\u0142aty pozosta\u0142ych rat.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\"><br>S\u0105d ocenia postaw\u0119 osoby zad\u0142u\u017conej i jej mo\u017cliwo\u015bci finansowe. Na to mo\u017ce mie\u0107 wp\u0142yw dzia\u0142anie naszej kancelarii \u2013 wyb\u00f3r do\u015bwiadczonego radcy prawnego przek\u0142ada si\u0119 na poczucie bezpiecze\u0144stwa i zwi\u0119kszenie szansy na pomy\u015blny przebieg procesu.<br><\/p> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-heading py-5\"> <h3 class=\"font-Inter font-normal text-dark_navy text-xl uppercase lg:text-2xl\">Korzy\u015bci z og\u0142oszenia bankructwa<\/h3> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Cho\u0107 og\u0142oszenie bankructwa bywa postrzegane jako pora\u017cka, nale\u017cy zwr\u00f3ci\u0107 uwag\u0119 na pewne korzy\u015bci, z jakimi wi\u0105\u017ce si\u0119 wdro\u017cenie tych dzia\u0142a\u0144. Mowa mi\u0119dzy innymi o:<br><\/p> <\/div>\n\n\n\n<ul class=\"wp-block-wynimkopartnerzy-services-list list-disc list-inside ml-3\">\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">stabilizacji sytuacji finansowej osoby zad\u0142u\u017conej,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">zatrzymaniu proces\u00f3w destrukcyjnych, kt\u00f3re doprowadzi\u0142y do problem\u00f3w,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">zawieszeniu proces\u00f3w windykacyjnych: przeds\u0105dowych, s\u0105dowych i egzekucyjnych,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">zatrzymaniu wzrostu odsetek, dzi\u0119ki czemu d\u0142ug nie powi\u0119ksza si\u0119,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">uprawnieniu, w przypadku sprzeda\u017cy przez syndyka domu lub mieszkania, do uzyskania pieni\u0119dzy w kwocie r\u00f3wnej 12 lub 24 miesi\u0119cy przeci\u0119tnego czynszu.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\"><br>Zdecydowanie wi\u0119c wszcz\u0119cie procedury upad\u0142o\u015bciowej umo\u017cliwia tak zwany nowy start, stanowi ratunek w trudnej sytuacji i daje czas potrzebny na rozwi\u0105zanie problem\u00f3w.<br><\/p> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-heading py-5\"> <h3 class=\"font-Inter font-normal text-dark_navy text-xl uppercase lg:text-2xl\">Kto mo\u017ce si\u0119 odd\u0142u\u017cy\u0107?<\/h3> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Istniej\u0105 dwa podstawowe warunki, kt\u00f3re wykluczaj\u0105 mo\u017cliwo\u015b\u0107 przeprowadzenia upad\u0142o\u015bci konsumenckiej. Nale\u017c\u0105 do nich:<br><\/p> <\/div>\n\n\n\n<ul class=\"wp-block-wynimkopartnerzy-services-list list-disc list-inside ml-3\">\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">ra\u017c\u0105ce niedbalstwo \u2013 a s\u0105 to sytuacje, w kt\u00f3rych przedsi\u0119biorca:<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">zaci\u0105ga\u0142 kredyty niemo\u017cliwe do sp\u0142acenia wzgl\u0119dem osi\u0105ganego przychodu;<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">robi\u0142 zb\u0119dne zakupy firmowe \u2013 mowa tu na przyk\u0142ad o sprz\u0119cie specjalistycznym, w obiektywnej ocenie niezwi\u0105zanym z dan\u0105 dzia\u0142alno\u015bci\u0105;<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">robi\u0142 zakupy ratalne.<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">dzia\u0142anie umy\u015blne \u2013 definiowane jest poprzez przemy\u015blane kroki prowadz\u0105ce do ukrywania lub pozbywania si\u0119 maj\u0105tku, co utrudnia sp\u0142at\u0119 wierzytelno\u015bci; mo\u017ce to by\u0107 na przyk\u0142ad przepisanie domu na rodzin\u0119.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\"><br>Natomiast je\u015bli do bankructwa doprowadzi\u0142y dzia\u0142ania os\u00f3b trzecich, na przyk\u0142ad niew\u0142a\u015bciwa praca podwykonawc\u00f3w, s\u0105d nie obci\u0105\u017ca tym wnioskodawcy. Ponadto nie ma przeszk\u00f3d w og\u0142oszeniu upad\u0142o\u015bci konsumenckiej, gdy wp\u0142yn\u0119\u0142y na ni\u0105 nierzetelno\u015b\u0107 kontrahent\u00f3w lub kary umowne \u2013 w tych przypadkach nasza kancelaria r\u00f3wnie\u017c \u015bwiadczy pomoc prawn\u0105. Aby zapobiec tego typu problemom warto wdro\u017cy\u0107 w swoim przedsi\u0119biorstwie tak zwany\u00a0<a href=\"https:\/\/wynimko.pl\/projektowanie-i-wdrazanie-systemow-compliance\/\">system Compliance<\/a>.<br><\/p> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-heading py-5\"> <h3 class=\"font-Inter font-normal text-dark_navy text-xl uppercase lg:text-2xl\">Jak pomagamy?<\/h3> <\/div>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\">Klienci naszej kancelarii maj\u0105 zapewnion\u0105 kompleksow\u0105 obs\u0142ug\u0119, kt\u00f3ra obejmuje mi\u0119dzy innymi:<br><\/p> <\/div>\n\n\n\n<ul class=\"wp-block-wynimkopartnerzy-services-list list-disc list-inside ml-3\">\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">ocen\u0119 mo\u017cliwo\u015bci og\u0142oszenia bankructwa,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">przygotowanie wniosku z uzasadnieniem, kt\u00f3re odgrywa kluczow\u0105 rol\u0119 w toku sprawy,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">z\u0142o\u017cenie dokument\u00f3w do s\u0105du,<\/li>\n\n\n\n<li class=\"wp-block-wynimkopartnerzy-services-list-point font-Inter font-normal text-dark_navy text-sm lg:text-lg\">uczestnictwo w post\u0119powaniu s\u0105dowym.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-wynimkopartnerzy-services-text\"> <p class=\"font-Inter font-normal text-dark_navy text-sm lg:text-lg\"><br>Wymienione punkty w procedurze og\u0142oszenia upad\u0142o\u015bci konsumenckiej s\u0105 w du\u017cym stopniu zale\u017cne od uzasadnienia sk\u0142adanego wniosku. Jego przygotowanie wymaga specjalistycznej wiedzy z r\u00f3\u017cnych obszar\u00f3w (na przyk\u0142ad z zakresu prawa sp\u00f3\u0142ek), zatem to zadanie warto powierzy\u0107 wykwalifikowanej osobie. Profesjonalne wsparcie otrzymaj\u0105 Pa\u0144stwo w naszej siedzibie w Bia\u0142ymstoku \u2013 zapraszamy na konsultacj\u0119.<br><\/p> <\/div>\n<\/div>   <\/div>  <\/div>\n\n                    <\/div>\n                                                            <div>\n                                            <\/div>\n                <\/div>                 \n            <\/div>             \n        <\/div>         \n    <\/div>     \n<\/section>\n\n\n<section class=\"wp-block-wynimkopartnerzy-contact-form-section mx-5 overflow-hidden pt-10\"> <div data-empty-placeholder=\"\" class=\"h-0\" id=\"sekcja-kontaktowa\"><\/div> <div class=\"flex flex-col gap-20 justify-between lg:flex-row lg:gap-16 max-w-screen-xl mx-auto pb-20 xl:gap-28\"> <div data-aos=\"fade-left\" class=\"lg:w-7\/12 xl:w-6\/12\"> <div class=\"bg-white border border-black border-solid flex flex-row items-center max-w-max mb-5 px-6 py-4 rounded-[30px]\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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\"\/> \n    <\/defs>     \n<\/svg> <p class=\"font-Inter font-medium ml-4 self-center text-base text-dark_navy\">Formularz kontaktowy<\/p> <\/div> <div> <h2 class=\"font-Inter font-semibold leading-8 pb-4 text-2xl text-dark_navy lg:max-w-sm xl:leading-[52px] xl:text-[40px]\">Uzupe\u0142nij formularz i zadaj nam pytanie<\/h2> <p class=\"font-Inter font-normal leading-6 text-base text-dark_navy\">Odezwiemy si\u0119 tak szybko jak mo\u017cliwe.<\/p> <\/div> <div>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f669-o1\" lang=\"pl-PL\" dir=\"ltr\" data-wpcf7-id=\"669\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ru\/wp-json\/wp\/v2\/pages\/1124#wpcf7-f669-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formularz kontaktowy\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"669\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"pl_PL\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f669-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:669,&quot;conditions&quot;:[{&quot;then_field&quot;:&quot;-1&quot;,&quot;and_rules&quot;:[{&quot;if_field&quot;:&quot;-1&quot;,&quot;operator&quot;:&quot;equals&quot;,&quot;if_value&quot;:&quot;Mam inny problem&quot;}]}],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:&quot;400&quot;,&quot;animation_outtime&quot;:&quot;400&quot;,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:&quot;&quot;,&quot;notice_dismissed_rollback-cf7-5.9.8&quot;:true,&quot;notice_dismissed_rollback-cf7-6.0.6&quot;:true}}\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-fields md:mx-auto lg:max-w-none pt-8 md:max-w-[550px]\">\n\t<div class=\"flex flex-col\">\n\t\t<div class=\"flex flex-col lg:flex-row\">\n\t\t\t<div class=\"flex flex-col lg:flex-row lg:gap-5 lg:w-full\">\n\t\t\t\t<div class=\"flex flex-col lg:w-1\/2\">\n\t\t\t\t\t<p><label class=\"font-Inter text-dark_navy text-xs\">Imi\u0119*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"imie\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required bg-white mt-2 w-full border border-black border-solid h-14 mb-6 rounded-md lgmb-5 text-dark_navy\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Imi\u0119\" value=\"\" type=\"text\" name=\"imie\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"flex flex-col lg:w-1\/2\">\n\t\t\t\t\t<p><label class=\"font-Inter text-dark_navy text-xs\">Firma (opcjonalnie)<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"firma\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text bg-white mt-2 w-full border border-black border-solid h-14 mb-6 rounded-md lgmb-5 text-dark_navy\" aria-invalid=\"false\" placeholder=\"Nazwa firmy\" value=\"\" type=\"text\" name=\"firma\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"flex flex-col lg:flex-row\">\n\t\t\t<div class=\"flex flex-col lg:flex-row lg:gap-5 lg:w-full\">\n\t\t\t\t<div class=\"flex flex-col lg:w-1\/2\">\n\t\t\t\t\t<p><label class=\"font-Inter text-dark_navy text-xs\">Telefon*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"telefon\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel bg-white mt-2 text-dark_navy w-full border border-black border-solid h-14 mb-6 rounded-md lgmb-5\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Telefon\" value=\"\" type=\"tel\" name=\"telefon\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"flex flex-col lg:w-1\/2\">\n\t\t\t\t\t<p><label class=\"font-Inter text-dark_navy text-xs\">Adres E-mail*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email bg-white mt-2 text-dark_navy w-full border border-black border-solid h-14 mb-6 rounded-md lgmb-5\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<p><label class=\"font-Inter text-dark_navy text-xs\">Opisz kr\u00f3tko swoj\u0105 sytuacj\u0119<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tresc\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea bg-white mt-2 border text-dark_navy w-full border-black border-solid h-32 rounded-md\" aria-invalid=\"false\" placeholder=\"Tre\u015b\u0107 wiadomo\u015bci\" name=\"tresc\"><\/textarea><\/span><br \/>\n<span id=\"wpcf7-6a8f571b4d58f-wrapper\" class=\"wpcf7-form-control-wrap honeypot-808-wrap\" style=\"display:none !important; visibility:hidden !important;\"><label for=\"wpcf7-6a8f571b4d58f-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-6a8f571b4d58f-field\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"honeypot-808\" value=\"\" size=\"40\" tabindex=\"-1\" autocomplete=\"new-password\" \/><\/span>\n\t\t<\/p>\n\t\t<div class=\"flex gap-4 checkbox_acceptance items-center\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-964\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-964\" value=\"1\" class=\"h-5 rounded-md w-5\" aria-invalid=\"false\" \/><\/span><\/span><\/span>\n\t\t\t<\/p>\n\t\t\t<p class=\"font-Inter text-sm text-dark_navy\">Zapozna\u0142em si\u0119 i akceptuj\u0119 <a href=\"\/polityka-prywatnosci\" class=\"underline cursor-pointer\">Polityk\u0119 prywatno\u015bci.<\/a>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"bg-primary_yellow custom_button_wrapper gap-3 rounded-full w-72 mt-4 md:mt-6\">\n\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner custom_button font-Inter py-3 pl-6 pr-3 text-left font-semibold text-base text-dark_navy mdpy-4\" type=\"submit\" value=\"Wy\u015blij 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